Climb Financing

The School of Professional & Continuing Studies is pleased to provide the option to finance several in-demand professional education programs through Climb. The following professional certificate programs are eligible for Climb financing:

Climb is a new kind of student lending company which focuses on financing career-building programs to help students get a high return-on-investment from their education. They believe education is an investment toward your future career and earning potential.

Climb offers:

  • A quick online application — with the ability to add a cosigner — completed in as little as 5 minutes with no impact to credit score
  • Instant decisions 95% of the time, with the ability to accept and e-sign your documents in just a few clicks
  • Prepay, in part or in whole, at any time without penalty
  • Friendly and responsive customer service available by email (, phone (888-510-0533) and instant chat from 9 a.m. to 9 p.m. ET.

Apply now at Or use the convenient loan calculator to see the options that may be available through Climb Credit.

Loan Calculator

  1. Choose how much you want to borrow for tuition.
  2. Try different interest rates to see the possible monthly payments (depending on your FICO score).
  3. You will have a total of 42 months to pay back your tuition loan at University of Richmond. This includes 6 months of interest-only payments during your program and 36 months of principal and interest payments after your program.

Climb Verified

SPCS programs are Climb Verified. Climb verifies programs with a track record of positive results in the form of graduation, job placement, and salary increases after graduation.

What if I Don’t Qualify?

If your initial Climb application wasn't approved, you're not out of options. There's no limit to how many times you apply, and we only perform a soft credit pull upon application submission. So, you can reapply as many times as you need!

Review the Climb Reapplication Flyer for more information and for details about the following suggestions to help strengthen your next application:

  • Reapply with a co-borrower
  • Request more information about your application
  • Check your credit report
  • Fix mistakes or remove negative items from your credit